Monthly budgets sheets. As a personal financial planning tool a written monthly budget allows you to plan for how youll spend andor save your money each month and also keep track of your spending patternsthough making a budget may not sound like the most exciting activity and for some its downright scary its vital to keeping your financial house in order as budgets rely on balance. You can record your spending on a daily calendar you can carry a notebook with you and jot down everything you spend you could just keep all of your receipts and sort them out later or you can also use a computer to track your spending. Room to budget per paycheck detail your net worth if you want credit card balances savings funds total income and an extra budget just in case.
Dont forget to include everythingfull time jobs second jobs freelance pay social security checks and any other ongoing source of income. Printable budgets in pdf format. Free to download and print.
Compared with the federal poverty line and the supplemental poverty measure epis family budgets provide a more accurate and complete measure of economic security in america. This is your total take home after tax pay for both you and if youre married your spouse. Track income against expenses to ensure no item goes unseen and that all savings spending and debt repayment goals are achieved.
There are many ways you can track your spending. Financial snapshot budget at budgets are sexy google doc excel a colorful and easy way to track your budget and overall financial snapshot. The list in our collection of spreadsheet templates keeps growing and includes large selection of budget spreadsheets retirement savings and business templates with most powerful and easy to use stock taking invoicing payroll and time management tools you can find.
Epis family budget calculator measures the income a family needs in order to attain a modest yet adequate standard of living. This monthly budget has a column for common expenses by category planned spending actual spending and the difference between the latter two.